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WEST VIRGINIA INSUARANCE PROPERTY AND CASUALTY EXAM NEWEST 2024-2025 ACTUAL EXAM COMPLETE 400 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)| ALREADY GRADED A+

WEST VIRGINIA INSUARANCE PROPERTY AND CASUALTY EXAM NEWEST 2024-2025 ACTUAL EXAM COMPLETE 400 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)| ALREADY GRADED A+

WEST VIRGINIA INSUARANCE
PROPERTY AND CASUALTY EXAM
NEWEST 2024-2025 ACTUAL
EXAM COMPLETE 400 QUESTIONS
AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS)|
ALREADY GRADED A+
The following careers may be insured against under a basic dwelling
policy EXCEPT-ANSWER➖(flood)
An insurer that does not intend to renew a contract of any kind of
personal risk insurance must inform the name insured at least:-
ANSWER➖(30 days before the expiration date of the policy)
While driving to work, Leonard is eating his breakfast, reviewing his
appointment book, and talking on his cell phone. He runs a red light and
collides with the commuter van. The vans occupants are hospitalized.
Which part of Linux personal auto policy covers the occupants' injuries
and damage to the van?-ANSWER➖(Part A)
Which of the following is one of the conditions for the $200 deductible
under uninsured motorist property damage coverage not to apply?-
ANSWER➖(The vehicle involved in an accident is insured by the same
insurer for both collision and uninsured motorists' property damage)
An insured suffers a covered loss to some rental property that forces the
tenant to move to another location. Under which section of the dwelling
policy with the insured received payment during the time the property is
being repaired?-ANSWER➖Coverage D fair rental value
Two personal auto policies cover one vehicle. Company A's limit of
liability is $100,000 and Company B's limit of liability is $300,000. how
much will company a pay for liability loss in the event of an accident
when the damage is totaled $100,000-ANSWER➖($25,000)
The procedure for resolving a disagreement between an insured and an
insurance company but a loss is described in which of the following
parts of an insurance policy?-ANSWER➖(conditions)
Which of the following damages is covered under Part D coverage for
damage to the insured's auto?-ANSWER➖(flood)
What is the most coverage available for a single-family dwelling
covered under the regular flood program?-ANSWER➖(Building-
$250,000, and content-$150,000)
All of the following are exclusions under a liability policy except-
ANSWER➖injuries or damages caused unintentionally by the insured)
The insured has a homeowners policy (HO-3) with a $100,000 liability
limit and a $1,000,000 personal umbrella policy with a self-insured
retention of $1000. when a child is seriously injured on the insured's
property, a jury awards the plaintiff $2 million. given only these facts,
for what amount is the insured personally responsible-
ANSWER➖($900,000)
An

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